- For many years, we have been representing clients in numerous cases concerning loan agreements indexed or denominated in foreign currencies, particularly those linked to the Swiss franc (CHF).
- We provide comprehensive legal assistance both during the performance of the agreement (to recover unduly overpaid amounts, reduce the loan balance, or obtain a declaration of invalidity of the agreement) and after its termination by the bank. We also act for clients following the annulment of the loan agreement, defending them against banks’ claims for the return of disbursed capital, indexation adjustments, or so-called remuneration for the use of capital. Our services include representation in court proceedings and enforcement actions.
- We prepare an individual litigation strategy tailored to the circumstances of each case, supported by arguments designed to maximise the likelihood of success.
- Our experience includes representing clients in proceedings against nearly all banks that offered CHF-denominated loans, in cases initiated both by clients and by banks, based on a variety of factual circumstances and contractual frameworks.